Save Hundreds on Home, Auto, and Life Insurance — Get Your Free Quote in Same Day.

Get personalized coverage that fits your needs and budget — backed by local expertise and a commitment to saving you money.

5 out of 5 stars
5/5

Trusted, Local, and Always Here for You

At ONE Insurance Agency, we believe in building real relationships—not just policies. Founded by Elaine Mullenmaster, a dedicated local agent, we serve families and individuals with personalized care and honest advice. Our mission is to help you protect what matters most — your home, your health, and your future.

With years of experience and deep roots in the community, we’re more than just insurance experts — we’re your neighbors. Whether you’re buying your first home, growing your family, or planning ahead with life insurance, we tailor coverage to fit your life. Let us take the stress out of insurance so you can focus on what matters most.

Areas We Serve

Years of Experience
0
Families Protected
0 +
Saved for Clients
$ 0 K+
Star Reviews
0 *

Coverage That Fits Every Stage of Life

From protecting your home and car to planning for your future, we offer a full suite of insurance services designed to give you peace of mind. Explore our most popular coverage options below.

Home Insurance

Protect your home, belongings, and peace of mind with reliable coverage tailored to your property and lifestyle.

Auto Insurance

Stay protected on the road with flexible auto coverage for cars, trucks, motorcycles, and more — all at competitive rates.

Life Insurance

Secure your family’s financial future with customized life insurance plans, whether it’s term, whole, or universal.

Medicare Plans

Navigate your Medicare options with confidence. We’ll help you find the right plan for your healthcare needs and budget.

group-healthcare-workers-greeting-financial-advisor-meeting-office-focus-is-young-doctor
Health Insurance

Find the right plan for your needs — whether it's individual, family, or short-term coverage, we've got you covered.

Pet Insurance

Give your furry friends the care they deserve. Choose from plans that cover accidents, illness, and even wellness visits.

Business & Commercial Insurance

Safeguard your business with comprehensive coverage — from general liability to property and workers' comp protection.

Financial advisor explaining document to smiling young couple in office.
HOA Insurance

Protect your homeowners association with policies tailored to common areas, liability, and community property needs.

business-people-shaking-hands-finishing-up-meeting
Bonds

Secure your business operations with reliable bond options for licensing, permits, and performance requirements.

How It Works

Request a Quote

Fill out a quick form with your basic details so we can get started on your coverage options.

We Review Your Info

Our team carefully reviews your needs to find the most suitable and affordable insurance plans.

Get Your Quote Options

Within 1–2 business days, we’ll email you personalized insurance options with clear savings.

Start Your Coverage

Pick the plan that fits you best and we’ll help you get covered without any hassle.

Ready to Save on Insurance?

Get your personalized quote in just a few clicks — no fees, no pressure. Experience the difference of working with a local agency that truly cares.

Confident professional woman in blazer

Why Families Trust ONE Insurance Agency

We’re not just here to sell policies — we’re here to help you make confident, informed decisions. With local roots and zero hidden fees, we put your needs first every step of the way.

Personalized Service

We take the time to understand your unique needs and match you with the right coverage — no one-size-fits-all policies.

No Hidden Fees

Unlike others, we don’t charge a dime for shopping quotes or helping you switch policies — our service is 100% free to you.

Local Expertise

As a Saint Paul–Minneapolis based agency, we know the area and what coverage makes the most sense for your lifestyle.

Fast Response Times

Have questions? We’re quick to reply and ready to help, so you’re never left waiting for answers or updates.

Our Experience Is Your Advantage

Hear what our incredible customers have to say!

Elaine made the entire insurance process so easy. She found me better coverage and saved me money — I couldn’t be happier!

Rachel Thompson
First-Time Homebuyer

I’ve worked with big insurance companies before, but nothing compares to the personal touch Elaine provides. Fast, clear, and genuinely helpful.

James Carter
Small Business Owner

I needed help navigating Medicare options, and Elaine explained everything so clearly. I felt confident in my choice thanks to her guidance.

Linda Martinez
Retired Teacher

When I bought my first car, I had no idea what coverage I needed. Elaine walked me through it and found the best rate — and I didn’t pay any extra fees!

Marcus Green
College Graduate

Love Our Service? Share It & Get Rewarded!

Refer a friend and earn a $15 Amazon Gift Card when they request a quote — it’s our way of saying thanks for spreading the word.

Claim Your $15 Amazon Gift Card — Refer a Friend Today!