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Get personalized coverage that fits your needs and budget, backed by local expertise and a commitment to saving you money.

5 out of 5 stars
Rated 5 out of 5
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Troy Ball
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I contacted and got my quote through Email. No spam calls and waiting on the phone with quotes that are never the final result. Lower rates than going through insurance companies such as progressive direct. Highly recommend! Best broker I’ve ever gone through!!
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Tony Hallen
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I have worked with Elaine and One Insurance since 2024 and have been extremely impressed with the amount of savings and knowledge garnered. The customer service and prompt return of emails and phone calls has been impressive, Elaine and her team have my endorsement and happy to refer them!
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Britta Dwyer
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Elaine was WONDERFUL to work with. When I got connected with her I was working with a few other agents to get quotes and Elaine far surpassed the other agents not only in the quoted rates & coverage she was able to get me, but in her professionalism and communication. It is sometimes hard to communicate effectively back and forth via email, which was the mode of communication I needed, and Elaine was phenomenal. I have already sent Elaine’s information to many of my friends.
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TroyandMadonna Wagner
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Prompt, excellent work from Elaine. She made us feel like we were her only customer at that moment. She didn’t rush us and made sure to take good care of us. She also listened to our every need. We would recommend her to anyone.
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Leah Parkinson
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Elaine was wonderful to work with. She was knowledgeable, responsive, saved me hundreds of dollars and I have WAY BETTER coverage. I couldn't be happier and I highly recommend Elaine & ONE Insurance Agency. Request a quote, you won't be sorry.
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Graham Kaun
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Elaine did an excellent job looking at insurance options for my various vehicles and properties and explaining what was available. Highly recommend!
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Jordan Lopes
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Truly #1 Insurance Agency that is fast, reliable and always willing to go above and beyond! Hands down the best I've worked with!
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tiffany kellar
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Great experience and great communication. Thank you so much for what you do. Great insurance!!!!
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Becky Schultz
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Elaine has been so wonderful to work with!! Always very prompt in responding to my phone calls and emails, and I have worked with other agents that would never even get back to me. Now I have all of my insurance needs in ONE Agency!! Love it!!
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Kimberly Davis
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One Insurance Agency worked hard to get me the best rate! Not only am I saving money but I have the appropriate coverage now

Trusted, Local, and Always Here for You

At ONE Insurance Agency, we believe in building real relationships, not just policies. We serve families and individuals with personalized care and honest advice. Our mission is to help you protect what matters most, your home, your health, and your future.

With years of experience and deep roots in the community, we’re more than just insurance experts, we’re your neighbors. Whether you’re buying your first home, growing your family, or planning ahead with life insurance, we tailor coverage to fit your life. Let us take the stress out of insurance so you can focus on what matters most.

Areas We Serve

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Coverage That Fits Every Stage of Life

From protecting your home and car to planning for your future, we offer a full suite of insurance services designed to give you peace of mind. Explore our most popular coverage options below.

Home Insurance

Protect your home, belongings, and peace of mind with reliable coverage tailored to your property and lifestyle.

Auto Insurance

Stay protected on the road with flexible auto coverage for cars, trucks, motorcycles, and more all at competitive rates.

Life Insurance

Secure your family’s financial future with customized life insurance plans, whether it’s term, whole, or universal.

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Health Insurance

Find the right plan for your needs whether it's individual, family, or short term coverage, we've got you covered.

Pet Insurance

Give your furry friends the care they deserve. Choose from plans that cover accidents, illness, and even wellness visits.

Business & Commercial Insurance

Safeguard your business with comprehensive coverage from general liability to property and workers' comp protection.

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HOA Insurance

Protect your homeowners association with policies tailored to common areas, liability, and community property needs.

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Bonds

Secure your business operations with reliable bond options for licensing, permits, and performance requirements.

How It Works

Request a Quote

Fill out a quick form with your basic details so we can get started on your coverage options.

We Review Your Info

Our team carefully reviews your needs to find the most suitable and affordable insurance plans.

Get Your Quote Options

Within 1–2 business days, we’ll email you personalized insurance options with clear savings.

Start Your Coverage

Pick the plan that fits you best and we’ll help you get covered without any hassle.

Ready to Save on Insurance?

Get your personalized quote in just a few clicks, no fees, no pressure. Experience the difference of working with a local agency that truly cares.

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Why Families Trust ONE Insurance Agency

We’re not just here to sell policies we’re here to help you make confident, informed decisions. With local roots and zero hidden fees, we put your needs first every step of the way.

Personalized Service

We take the time to understand your unique needs and match you with the right coverage, no one size fits all policies.

No Hidden Fees

Unlike others, we do not charge a dime for shopping quotes or helping you switch policies. Our service is 100% free to you.

Local Expertise

As a Saint Paul and Minneapolis based agency, we know the area and what coverage makes the most sense for your lifestyle.

Fast Response Times

Have questions? We’re quick to reply and ready to help, so you’re never left waiting for answers or updates.

Our Experience Is Your Advantage

Hear what our incredible customers have to say!

Elaine made the entire insurance process so easy. She found me better coverage and saved me money — I couldn’t be happier!

Rachel Thompson
First-Time Homebuyer

I’ve worked with big insurance companies before, but nothing compares to the personal touch Elaine provides. Fast, clear, and genuinely helpful.

James Carter
Small Business Owner

I needed help navigating Medicare options, and Elaine explained everything so clearly. I felt confident in my choice thanks to her guidance.

Linda Martinez
Retired Teacher

When I bought my first car, I had no idea what coverage I needed. Elaine walked me through it and found the best rate — and I didn’t pay any extra fees!

Marcus Green
College Graduate

Love Our Service? Share It & Get Rewarded!

Refer a friend and earn a 15 dollar Amazon Gift Card when they request a quote, it is our way of saying thanks for spreading the word.

Claim Your $15 Amazon Gift Card — Refer a Friend Today!