Save Hundreds on Home, Auto, and Life Insurance

Personalized coverage from an independent Saint Paul, Minnesota agency. We shop 35+ carriers for Twin Cities families and businesses, quotes are free, and our help costs you nothing.

Get a Free QuoteCall 763-888-8837
5.012 Google reviews
35+
Carriers Shopped
$0
Quote Fees
Same-Day
Reply Time
5.0
Google Rating

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What happens next

  • We reply usually the same day, always within 24 hours
  • We shop 35+ carriers to compare your options
  • No quote fees and no obligation to buy
5.012 Google reviews

Why Families Trust ONE Insurance Agency

We are not here to sell policies. We are here to help you make confident, informed decisions, with local roots and zero hidden fees.

One agent, thirty-five carriers

We shop 35+ carriers and match the policy to your house, your cars and your budget, not the other way around. Our help is free to you. The carrier pays us, you never do.

Rooted in Saint Paul, quick to answer

We know Minnesota hail, ice dams and state minimums because we quote them every day. Call, text or email and a person gets back to you, usually the same day.

A note from our founder

Insurance is a promise you hope you never have to test. My job is to make sure yours holds. I shop 35 carriers so you get the right policy, not the easiest one to sell, and when you call this office you get me. No fees, no runaround, no surprises at claim time. Thank you for trusting us with your family.

Elaine Mullenmaster

Founder and Agent, ONE Insurance Agency

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Elaine Mullenmaster, founder of ONE Insurance Agency

Insurance We Place

From your home and car to your business and your family's future, one local team places it all.

Bonds

Bonds

Secure your business operations with reliable bond options for licensing, permits, and performance requirements.

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We Shop 35+ Carriers on Your Behalf

One conversation compares your options across the carriers below and more.

Liberty MutualAetnaBlue Cross Blue ShieldHumanaUnitedHealthcareHealthPartnersMedicaUCareAmeritasGerber LifeHiscoxCitizens
Wright FloodUS AssureSteadilyVacant ExpressDelosCommonwealthCalifornia FAIR PlanPersonal UmbrellaUniversalbiBerkNext InsuranceCover Whale
Three by Berkshire HathawayNational Life GroupCICA LifeLifeXLIO InsuranceOneShare HealthAmericas ChoiceHoney QuotePropellerUSLICIUCMF

Troy BallMay 2026

I contacted and got my quote through Email. No spam calls and waiting on the phone with quotes that are never the final result. Lower rates than going through insurance companies such as progressive direct. Highly recommend! Best broker I’ve ever gone through!!

1 of 6
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How a Quote Works

Getting covered doesn't have to be complicated. Here's how we make it simple from your first request to your first day of coverage.

  1. Request a Quote

    Fill out a quick form with your basic details so we can get started on your coverage options.

  2. We Review Your Info

    Our team carefully reviews your needs to find the most suitable and affordable insurance plans.

  3. Get Your Quote Options

    We email your personalized options with clear savings, usually the same day and always within 24 hours.

  4. Start Your Coverage

    Pick the plan that fits you best and we’ll help you get covered without any hassle.

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Rooted in Minnesota, Licensed in 11 States

Minnesota first. Our office is in Saint Paul and most of the families and businesses we protect are across the Twin Cities and greater Minnesota. We also hold licenses in ten other states, so if you move or own property elsewhere, we can still help.

Saint Paul coverage guides

Communities we serve

All Minnesota communities

Refer a Friend, Get a 15 Dollar Amazon Gift Card

Know someone overpaying for insurance? Send them our way and we will say thanks.

Referral Program

Ready to Save on Insurance?

Get a personalized quote with no fees and no pressure, from a local team that answers.

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